Bikers' Days Insurance

Individual Insurance

It is essential that riders are aware of the significant risks associated with the practice of motorcycling and that they checks that their insurance covers them in the event of an accident on the track, which is not the case with most "standard" contracts.

To be properly insured, several options are available to participants: 

• Subscribe to a "Training" license with your national federation (check the conditions carefully!) 
• Take out an insurance through a private insurer
• Subscribe to the Silver Card (see conditions on booking.dgsport.eu)

For some trackdays (Valencia...) , riders must provide a proof of insurance BEFORE the trackday.

Please note that the practice of motorbike is not covered by your "European Health Insurance Card" (formerly form E111).

Cancelation Insurance

All our rides riders are able to take out a cancellation and fall insurance when making their reservation. 

Guarantees:

Reasons for cancellation taken at 100% coverage

• Bodily injury or illness of the Insured resulting in his/her inability to travel to the Trackday Event;
• Bodily injury, illness or death of a close relative of the Insured, unless the person concerned is over 75 years of age;
• Birth of a child or grandchild of the Insured within 7 days of the Ride Event;
• Summoning of the Insured as a juror or witness for the day(s) of the Trackday Event insofar as this summons was not known to the Insured at the time the Driving Event was booked;
• Invitation of the Insured to a make-up examination for the day of the Driving Event, provided that the failure of the examination and the date of the make-up examination are not known to the Insured at the time of booking the Driving Event;
• Theft of identity papers (identity card or passport) essential for the Insured to travel to or take part in the Trackday Event, occurring in the month preceding the Trackday Event and after it has been booked, provided that the theft is reported to the competent police authorities;
• Theft of the Vehicle registered for the Trackday Event occurring in the week preceding this Event.

Reasons for cancellation taken at 70% coverage 

• Cancellation of leave planned for the Driving Event, which had previously been accepted by the employer;
• Immobilisation of the Insured's Vehicle until the day of the Roadside Event, provided that this is the result of a road traffic accident or a mechanical breakdown (excluding fuel breakdown), occurring in the 24 hours prior to the Roadside Event and requiring the intervention of a breakdown mechanic;
• Professional constraint of the Insured, i.e. professional travel of the Insured on the day(s) of the Roadside Event or obligation for the Insured to be at his/her workstation or at a professional appointment with a supplier or client at the time of the Roadside Event insofar as this professional constraint was not known to the Insured at the time of registration for the Roadside Event;
• Rain forecast on the circuit in the 4 days preceding the day(s) of the Trackday Event for the day(s) of the Trackday Event as corroborated by the weather reports of the IRM (Royal Meteorological Institute - https://www.meteo.be/fr/belgique) or their foreign equivalent if the Trackday Event is in another country;

Beware of specific exclusions! As stated in the exclusion paragraph (in point 4.3 on pages 9 and 10), there is no entitlement to compensation in the event of cancellation due to the following event: "Rain forecast on the circuit in the 4 days preceding the day(s) of the Trackday Event for the day(s) of the Trackday Event as corroborated by the weather reports from Météo France or their foreign equivalent if the Trackday Event is in another country".

• Significant material damage, occurring after the Driving Event has been booked, affecting the Insured's home or the business premises or farm of which the Insured is the owner, tenant or occupier free of charge, insofar as this material damage absolutely requires the Insured's presence on the premises on the day of the Driving Event in order to carry out the necessary protective measures.

Reasons for a fall at 50% ⁽¹⁾

• the vehicle used for the Trackday Event is a Motorcycle and it is out of order and cannot be repaired;
• the Member has fallen during the Trackday Event, preventing him/her from continuing to ride;

To be eligible for reimbursement, the member must have registered for the Event for at least 2 consecutive calendar days or at least 2 driving days spread over 3 calendar days (e.g. driving on Friday and Sunday during the same Driving Event).

(1) Applicable for all rides and training sessions, excluding competition (time trials, warm-up, race). 

HOW TO TAKE OUT THE INSURANCE?

You can take out the fall and cancellation insurance for all our rides. When placing your order in our boutique booking.dgsport.eu, you will be able to choose whether you opt to insure your ride or not, by simply checking a box which will directly add the cost of the insurance to your order. Please note that the motorcycle transport is also covered by the insurance. 

*In the event of discrepancy of interpretation or of connotation between the English, Dutch, German and French versions hereunder, the French will be the determining version.